Resources on Microfinance in Benin

08/09/2006

Below is a list of resources, which I have compiled for my field work in Benin. Most of them are available on the internet, but I have not had the time to find and insert the link. For the most part, they can be found by Googleing the title, by searching in The Microfinance Gateway or searching at the website of the institution who published them. Most ratings are available from the Rating Fund.

Additions and comments are welcome.

This glossary of microfinance terms in English and French (PDF) is essential for anyone working with microfinance in Francophone West Africa

Bureau Cauris Conseils (2005), Etat des lieux du secteur de la microfinance au Benin, Ministere de l’Agriculture, de l’Elevage et de la Peche, Cotonou, Benin.

CGAP (2005), Country-level savings assessment – Benin, CGAP, Washington.

Well-researched report on savings. Contains also a number of findings from individual and focus group interview with MFIs and other stakeholders. Avaiable online.

Chao-Béroff, Renée; Thi Hanh Houmard Cao et al. (2000), A Comparative Analysis Of Member-Based Microfinance Institutions In East And West Africa, MicroSave, Nairobi, Kenya.

Gives a good overview on the difference coorporative finance in West and East Africa. Finds that West African COOPECS has been more progressive in their development than the East African SACCOs. Available online.

Consortium Alafia (2006), Rapport sur les Performances Financiérs et Sociales ds Instittuions de Microfinance au Bénin, Consortium Alafia, Cotonou.

Diop, Francois Pathé (1998), Contribution actuelle et potentielle des Mutuelles de santé au financement, à la fourniture et à l’accés aux soins de santé: Cas du Bénin, USAID/PHR, BIT/ACOPAM, BIT/STEP, ANMC, WSM (!), Cotonou, Benin.

The Benin part of an ambitious study with 22 cases in 6 countries covering coorporatives working with health. Not microfinance, strickly speaking, but relevant anyway. Available online.

Goldstein, Gilles and Issa Barro (1999), The role and impact of savings mobilization in West Africa: a study of the informal and intermediary financial sectors, UN Special Unit for Microfinance, UNDP, UNCDF, New York.

Unfortunately, I have only the data-part of this study done by MicroSave-Africa on informal and intermediary financial sectors. This contains readily comparable data from 1995-1999. Available online.

Honlonkou, Albert N. ; Denis H. Acclassato et al. (2006), “Determinants de la performance de remboursement dans les institutions de microfinance au Bénin” in Annals of Public and Cooperative Economics, vol. 77, iss. 1, pp. 53–81.

Probably the only academic paper on microfinance in Bénin. Analyses factors contributing to reimbursement on the basis of a survey of 1000 clients. Not available online.

Houssou, Gilbert (2002), Cas de la FECECAM au Bénin: FECECAM – Benin a la Contribution de la Microfinance dans le Financement de l’Agriculture Familiale, FECECAM, Presentation given in Dakar, place unknown.

Case presentation of FECECAM. Avaiable online.

IFAD (2000), Cooperation among the government, IFAD and NGOs. Case Study: The NGO SYFIPRO the PAGER and PROMIC projects, IFAD, Rome.

Lolila-Ramin, Zahia (2005), Regulation and Supervision of MFIs in the West African Monetary Union:
How the PARMEC law impedes access to finance for SMEs and the poor, IRIS Center, College Park, Maryland.

A very thorough resumé of the PARMEC law and its implications. Available online.

MAIN (2000), MAIN Seminar, The levers of financial sustainability. How can we gain in order to serve on the long term? A Case study, FECECAM-BENIN, Antananarivo.

Great FECECAM case study. Available online.

MicroRate (2004), PADME – Benin, Microrate, Arlington, USA.

Ministere des Finances et de l’Economie (2006), Document de Politique pour le Developpement de la Microfinance au Benin, Gouvernement de Benin, Cotonou, Benin.

The microfinance policy of the Kerekou government (2006).

The policy document of microfinance in Benin. Apparently, a new law should be ready as of October 1. 2006. Available from Cellule de Microfinance, Cotonou.

Ouattara, Korotoumou (2003), Microfinance Regulation in Benin: Implications of the PARMEC Law for Development and Performance of the Industry (PDF), World Bank, African Region Working Paper Series No. 50, Washington.

Consequences of the BCEAO law from the perspective of the three biggest MFIs in Benin. As opposed to the CGAP 2005-study, Ouattara finds regulation to be an obstacle for development of the sector. Very cited. Available online.

Planet Rating (2003), CNACFB – Benin, Microfinance Rating, Planet Rating, Saint Denis, France.

Planet Rating (2003), Finadev SA – Bénin, Planet Rating, http://www.planetrating.org, Saint-Ouen.

Planet Rating (2003), PAPME – Benin, Microfinance Rating, Planet Rating, Saint Denis, France.

Planet Rating (2003), Vital Finance – Benin, Microfinance rating, Planet Rating, Saint Denise, France.

Planet Rating (2005), RENACA/CEPAM – Benin, Microfinance Rating, Planet Rating, Saint Denis, France.

World Bank; Leila Webster et al. (1996), Informal Sector and Microfinance Institutions in West Africa, World Bank, Washington.

This title is the only one on the list, which I do not have. If anyone comes across it electronically, please let me know.


More literature

08/03/2006

Here is a list of literatures on mikrofinance, which I have compiled. Additions are welcome!

Arun, Thankom (2005), "Regulating for development: the case of microfinance" i Quarterly Review of Economics and Finance, vol. 45, nr. May, pp. 346.

Aryeetey, Ernest (2005), "Informal Finance for Private Sector Development in Sub-Saharan Africa" i Journal of Microfinance, vol. 7, nr. Summer, pp. 13.

Barefoot, Jo Ann S (2005), "Lending as miracle medicine" i American Bankers Association. ABA Banking Journal, vol. 97, nr. Feb, pp. 12.

Barry, Nancy (2000), Similarities in Microfinance Worldwide, IDB Microenterprise Forum, Barcelona, Spain.

Baumann, Ted (2005), "Pro-poor Microcredit in South Africa: Cost-efficiency and Productivity of South African Pro-poor Microfinance Institutions" i Journal of Microfinance, vol. 7, nr. Summer, pp. 95.

Buss, Terry F (2005), "Microcredit in Sub-Saharan Africa: A Symposium" i Journal of Microfinance, vol. 7, nr. Summer, pp. 1.

Chamlee-Wright, Emily (2005), "Fostering Sustainable Complexity in the Microfinance Industry: Which Way Forward?" i Economic Affairs, vol. 25, nr. Jun, pp. 5.

Chowdhury, Mushtaque; Paul Mosley et al. (2004), "Introduction" i Journal of International Development, vol. 16, nr. Apr, pp. 291.

Cohen, Monique (2002), "Making microfinance more client-led" i Journal of International Development, vol. 14, nr. Apr, pp. 335.

Czarniawska-Joerges, Barbara og Guje Sevón (1996), Translating organizational change, Walter de Gruyter, Berlin ; New York.

Doocy, Shannon; Dan Norell et al. (2005), "Outcomes of an Ethiopian Microfinance Program and Management Actions to Improve Services" i Journal of Microfinance, vol. 7, nr. Summer, pp. 79.

Dorado, Silvia og Rick Molz (2005), "Co-Evolution of Boards of Directors in Microfinance Organizations: The Case of Bancosol and Los Andes" i Journal of Developmental Entrepreneurship, vol. 10, nr. Aug, pp. 99.

Dowla, Asif Ud (2004), "Microleasing" i Journal of Microfinance, vol. 6, nr. Winter, pp. 137.

Dyck, Bruno (2002), "Organizational learning, microfinance, and replication: The case of MEDA in Bolivia" i Journal of Developmental Entrepreneurship, vol. 7, nr. Dec, pp. 361.

Elahi, Khandakar Q og Constantine P Danopoulos (2004), "Microfinance and Third World Development: A Critical Analysis" i Journal of Political and Military Sociology, vol. 32, nr. Summer, pp. 61.

Gingrich, Chris D (2004), "Community-Based Savings and Credit Cooperatives in Nepal: A Sustainable Means for Microfinance Delivery?" i Journal of Microfinance, vol. 6, nr. Summer, pp. 21.

Hollis, Aidan og Arthur Sweetman (2001), "The life-cycle of a microfinance institution: The Irish loan funds" i Journal of Economic Behavior & Organization, vol. 46, nr. Nov, pp. 291.

Johnson, Susan (2004), "The impact of microfinance institutions in local financial markets: a case study from Kenya" i Journal of International Development, vol. 16, nr. Apr, pp. 501.

Koveos, Peter og Dipinder Randhawa (2004), "Financial Services for the Poor: Assessing Microfinance Institutions" i Managerial Finance, vol. 30, pp. 70.

Labie, Marc (2001), "Corporate governance in microfinance organizations: A long and winding road" i Management Decision, vol. 39, pp. 296.

Lashley, Jonathan G (2004), "Microfinance and Poverty Alleviation in the Caribbean: A Strategic Overview" i Journal of Microfinance, vol. 6, nr. Summer, pp. 83.

Marr, Ana (2003), "A challenge to the orthodoxy concerning microfinance and poverty reduction" i Journal of Microfinance, vol. 5, nr. 2.

Matin, Imran; David Hulme et al. (2002), "Finance for the poor: from microcredit to microfinancial services" i Journal of International Development, vol. 14, nr. Mar, pp. 273.

McIntosh, Craig; Alain de Janvry et al. (2005), "How Rising Competition among Microfinance Institutions Affects Incumbent Lenders" i The Economic Journal, vol. 115, nr. Oct, pp. 987.

MIX (2002), MicroBanking Bulletin nr. 8, Washinton.

Morduch, Jonathan (1999), "The role of subsidies in microfinance: Evidence from the Grameen Bank" i Journal of Development Economics, vol. 60, nr. Oct, pp. 229.

Morris, Gayle og Carolyn Barnes (2005), "An Assessment of the Impact of Microfinance: A Case Study from Uganda" i Journal of Microfinance, vol. 7, nr. Summer, pp. 39.

Mosley, Paul og June Rock (2004), "Microfinance, labour markets and poverty in Africa: a study of six institutions" i Journal of International Development, vol. 16, nr. Apr, pp. 467.

Navajas, Sergio; Jonathan Conning et al. (2003), "Lending technologies, competition and consolidation in the market for microfinance in Bolivia" i Journal of International Development, vol. 15, nr. Aug, pp. 747.

Park, Albert og Changqing Ren (2001), "Microfinance with Chinese characteristics" i World Development, vol. 29, nr. Jan, pp. 39.

Patten, Richard H; Jay K Rosengard et al. (2001), "Microfinance success amidst macroeconomic failure: The experience of Bank Rakyat Indonesia during the East Asian crisis" i World Development, vol. 29, nr. Jun, pp. 1057.

Pawlak, Katarzyna og Michal Matul (2004), "Realizing Mission Objectives" i Journal of Microfinance, vol. 6, nr. Winter, pp. 1.

Porter, Elizabeth (2004), "Building Businesses with Small Producers: Successful Business Development Services in Africa, Asia, and Latin America" i Journal of Microfinance, vol. 6, nr. Summer, pp. 123.

Pretes, Michael (2002), "Microequity and microfinance" i World Development, vol. 30, nr. Aug, pp. 1341.

Sahlin-Andersson, Kerstin (1996), "Imitating by Editing Success: The Construction of Organization Fields" i B. Czarniawska-Joerges og G. Sevón, Translating organizational change, Walter de Gruyter, Berlin ; New York, pp. xii, 284 p.

Schreiner, Mark (2002), "Aspects of outreach: a framework for discussion of the social benefits of microfinance" i Journal of International Development, vol. 14, nr. Jul, pp. 591.

Singh, Naresh (2004), "The Miracles of Barefoot Capitalism: A Compelling Case for Microcredit" i Journal of Microfinance, vol. 6, nr. Summer, pp. 127.

Sriram, M S og Rajesh S Upadhyayula (2004), "The Transformation of the Microfinance Sector in India" i Journal of Microfinance, vol. 6, nr. Winter, pp. 89.

Tucker, Michael og Gerard Miles (2004), "Financial Performance of Microfinance Institutions: A Comparison to Performance of Regional Commercial Banks by Geographic Regions" i Journal of Microfinance, vol. 6, nr. Summer, pp. 41.

Wright, Katie og James Copestake (2004), "Impact assessment of microfinance using qualitative data: communicating between social scientists and practitioners using the QUIP" i Journal of International Development, vol. 16, nr. Apr, pp. 355.


Literature

19/02/2006

Currently I am reading this:

Eckstein, Harry (1975), “Case Study and Theory in Political Science” i F. I. Greenstein og N. W. Polsby, Handbook of Political Science: Strategies of inquiry, Addison-Wesley,